Terms of Service

1. Agreement to Terms

By accessing or using the Anchor Insurance website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services Description

Anchor Insurance is an insurance brokerage that provides insurance consultation, quote comparison, and policy placement services for businesses. We act as an intermediary between you and insurance carriers to help you find appropriate coverage.

3. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information about yourself and your business
• Disclose all relevant information that may affect your insurance coverage
• Review all policy documents and coverage details before binding
• Notify us promptly of any changes that may affect your coverage
• Use our website and services only for lawful purposes

4. Insurance Quotes and Coverage

Please understand that:

• Quotes provided are estimates and may change based on underwriting review
• Final coverage terms are determined by the insurance carrier
• We do not guarantee acceptance by any carrier
• Coverage is not bound until you receive written confirmation from the carrier
• Policy terms, conditions, and exclusions are governed by the actual policy documents

5. No Insurance Advice

Information provided on our website is for general informational purposes only and should not be considered as insurance, legal, or financial advice. We recommend consulting with qualified professionals for specific advice regarding your situation.

6. Limitation of Liability

To the maximum extent permitted by law, Anchor Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services. Our total liability shall not exceed the fees paid to us for the services in question.

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Anchor Insurance or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified terms.

10. Termination

We may terminate or suspend your access to our services at any time, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Contact Information

If you have questions about these Terms of Service, please contact us by scheduling a call.